With less than a week til tax returns are due, it’s time to buckle down and get them done if you haven’t already. But in your haste, it’s important not to miss any deductions or credits that could lower your total tax bill, and increase your refund, if you’re on that side of the fence. […]
This month at Legit Lender, we’ve published a lot about relationships and finance. Because as much as we’d like to think that love is independent from money, we know it’s not. Your relationships affect your finances and your finances affect your relationships. Divorce and Finances Relationships can take an especially heavy toll on our finances […]
Sometimes life has a way of hitting you in ways you least expect. You might lose a job that you thought was secure, a long term relationship might end, or you might unexpectedly end up in the hospital. Whatever it is, life can change in the blink of an eye, suddenly leaving you more vulnerable […]
It seems that the age-old problem is always having a few more expenses than income, always counting down to the next paycheck. Not only is this extremely stressful, but also makes it easy to run up high-interest debt, and makes it virtually impossible to save for anything – your retirement, a down payment or even […]
It’s no secret that money is one of the leading causes of friction in marriages. But don’t think that a divorce will automatically solve your problems. A divorce can potentially lead to just as many money problems, if not more than you experienced in marriage. Lifestyle Changes A huge obstacle course you’ll have to navigate […]
Money is a little bit of a strange thing. At it’s core, money is simply paper and metal. Or more and more, figures on a computer screen. Yet, this paper, metal and computerized figures shape and move almost every aspect of our life and the world around us, simply because society has assigned value to […]
There are a number of strategies to rebuild your credit, but using a secured credit card is one of the most effective. A secured card is just like a regular credit card, except that it requires a security deposit. Especially if your credit is below average or you are just beginning to build your credit, […]
The appeal of quick and easy cash from a title loan is undeniable. Almost anyone with a vehicle will qualify for a title loan, and you often get the cash instantly or within a few short days. A title loan can seem like a quick fix to a tough problem. Unfortunately, they also are a […]
In almost all circumstances, title loans are something that you want to stay away from (check out our article on title loans). Their interest is notoriously high, and often their terms are not very practical for borrowers. If possible, look for alternatives that don’t put the same burden on your finances and cost you as […]