Personal Loans

Sometimes you need a little extra, to finance a remodel, take a trip, cover healthcare costs or handle other expenses. We’ll look at loan options so you can borrow with confidence.

Top picks within Personal Loans

Here’s How a Payday Loan Works

Thu Jan 4


Recent Articles

What Happens If You Don’t Pay Back a Title Loan?

The appeal of quick and easy cash from a title loan is undeniable. Almost anyone with a vehicle will qualify for a title loan, and you often get the cash instantly or within a few short days. A title loan can seem like a quick fix to a tough problem. Unfortunately, they also are a […]

The Best Ways to Refinance Your Student Loans

Struggling to remain current on your student loans? So are nearly 1 out of 4 student loan holders. Approximately 44 million U.S. residents have student loans, and they’ve racked up a combined total of $1.3 trillion in debt. Of that total, around $31 billion loan payments are seriously delinquent, which means they’re more than 90 […]

5 Questions to Ask During Debt Management

When your debt spirals out of control, a debt management plan can be a good way to avoid defaulting and regain control of your situation. A debt management plan is an agreement between you and the people you owe money to, often arranged by a third party middle man. While a debt management plan won’t […]

Here’s How a Payday Loan Works

When you need money fast, you may be tempted to take out a short-term payday loan. Sure, sometimes there is just no getting around it – your rent is due tomorrow and you need that money ASAP. I get it. And occasionally, taking out one of these loans responsibly might be a reasonable course of […]

Need a Payday Loan Alternative? Consider Credit Union Personal Loans

You’ve probably heard a horror story or 10 about payday loans (like the one about the guy who racked up $50,000 in debt from a $2,500 loan). Heck, maybe you’ve even gotten sucked into the seemingly never-ending cycle of payday loans. Payday loans, also known as payday cash advances and installment loans, are geared toward […]

What the CFPB Has to Say About Payday Lenders

Payday loans should be a last-resort option for people who need money fast. The interest rates are extremely high, especially when refinanced, so they should only be used in an emergency and paid back immediately. Unfortunately, some of us have found ourselves in binds where we couldn’t pay it back right away and had to […]

Alternatives to Payday Loans: Best Online Personal Loans

Payday loans are notoriously predatory and come with extremely high interest rates that hit people hard when they are already struggling financially. Often when you need quick access to cash, payday loans seem like a quick fix. In reality, however, they often only compound your troubles. If you are willing to look online, you may […]

Alternatives to Payday Loans: Employer-Based Loans

Recent surveys reveal the average American is ill-prepared to handle emergencies. In fact, according to a Bankrate survey, 63% of Americans don’t have enough money in savings to cover an unexpected expense ranging from $500 to $1,000. A GoBankingRates survey reveals that 35% of Americans don’t have $1,000 in savings – in fact 34% don’t […]