Just because you are on a budget shouldn’t mean you have to miss out on the finer things in life. You just might have to find ways to pamper yourself a lot cheaper. And there really are lots of ways to do that with a little imagination and time. So, let’s take a look at […]
If you have decided to file for bankruptcy, the next logical step is to hire a competent attorney to oversee your case. A lot of attorneys even offer a free consultation upfront so that you can decide if they are a good fit for you. We suggest taking more than one free consultation to gather […]
Divorce is one of the most painful events a person can go through. Add to that all the formalities and difficult topics that have to be addressed and you have a recipe for an emotional crisis. That’s why it’s important to have plans in place to deal with things like finances that require thought and […]
There’s just no getting around it — divorce is hard! No matter when or how it happens, both spouses usually suffer, and the loss isn’t merely emotional. The thing that nobody wants to think about is how bad a hit your finances are going to take. But unfortunately, it is one of the factors hit […]
One of the best ways to rebuild credit after a tough financial time is with responsible credit card use. Some companies offer secured credit cards to people with credit challenges. Some offer cards that just have a little lower credit requirements than others. Either way, if you’re going to choose this type of credit rebuilding […]
You might think just because you’ve had some credit challenges or haven’t yet established a solid credit history that you are not entitled to some of the same perks and benefits credit card companies offer to people with excellent credit. But that’s not necessarily the case. There are actually several credit cards that come with […]
With March coming to a close, it’s time to look over what we did for the month and give you a little bit of inspiration. Not only did we publish a lot of helpful content to show you how to get your credit back on track, but I also talked to a pretty cool lady […]
If you’ve had a little bit of bad luck in the credit department, or just haven’t yet built a credit history, you might be looking for ways to establish yourself or bring your score back to life. And one of the very best ways to do this is with a credit builder account. What is […]
My name is Cheri and if you have read any of my articles on this site or any others, you might notice that I take a “frugal mom” approach to most of my personal finance articles. That’s because I have been a single mom for more than 15 years and have grown accustomed to living […]